GROUP QUIZ

Which is not a composition of Philippines Banking System?

• Universal and Commercial Banks

• Thrift Banks

• Urban and Cooperative Bank

• Cooperative Bank

What does operating cycle evaluate that makes it vital?

• Company's effectiveness in managing its working capital

• Company's effectiveness in managing its net working capital

• Company's efficiency in managing its working capital

• Company's efficiency in managing its net working capital

To compute this we need to less the days of payables to operating cycle.

• Operating Cycle

• Days of Sales Outstanding

• Net Operating Cycle

• Working Capital Cycle

What is the primary objective of credit cooperative?

• To help improve the quality of life of its member

• To help improve the quality of life of its stockholders

• To help improve the quality of life of its partners

• To help improve the quality of life of its business

It allows quick access to money to every Filipino who get through "petsa de peligro"

• Credit Card

• Personal Creditor

• Pawnshop

• Five-Six

It speaks to your overall trustworthiness as a borrower

• Condition

• Character

• Capital

• Collateral

To assess this, the lender will look at your income as well as the stability of that income.

• Character

• Condition

• Collateral

• Capacity

Lenders want to see that you're putting your money on the line just as you want them to.

• Capital

• Collateral

• Capacity

• Character

One of the things that lenders consider in one of the following is the stability of your business or job.

• Character

• Capacity

• Condition

• Capital

This is the result of non-payment of of loan.

• Negative listing

• Negative credit score

• Difficulty in obtaining new financing opportunities

• None of the these