VITT GYANAM 3.0 QUIZZ

Which of the following investment options in India is considered risk-free and government-backed?

• Equity Mutual Funds

• Public Provident Fund (PPF)

• Corporate Bonds

• Real Estate Investment

If a company follows the accrual basis of accounting, which of the following is true?

• Revenues are recognized when earned, not when received

• Expenses are recorded only when cash is paid

• Cash flows and profits are always equal

• Depreciation is not recorded

The main objective of financial inclusion is to:

• Increase government tax revenues

• Improve stock market participation

• Provide access to financial services for underserved sections of society

• Reduce inflation through monetary policy

The main function of the Reserve Bank of India (RBI) as the lender of last resort is to:

• Provide loans to small farmers

• Provide emergency liquidity support to commercial banks

• Finance government fiscal deficit

• Provide long-term capital to industries

Which type of risk is most relevant for banks when interest rates fluctuate significantly?

• Credit Risk

• Operational Risk

• Market Risk

• Liquidity Risk

Which sector is set to benefit from credit guarantees proposed to counter increased U.S. tariffs?

• Small firms and exporters

• Large infrastructure firms

• Urban real estate developers

• Financial institutions only

Which fintech company recently received in-principle approval from the RBI to operate as an online payment aggregator?

• Razorpay Payments Services

• Google Pay India Services

• Paytm Payments Services

• PhonePe Payments Services

Which of the following is considered an investment asset rather than a consumption expense?

• Buying shares of a listed company

• Purchasing a car for daily commute

• Paying electricity bills

• Dining at a restaurant

Which regulator in India is reviewing ESG disclosure norms, especially around supply chain reporting, for listed companies due to compliance challenges?

• Ministry of Environment

• RBI

• Ministry of Corporate Affairs

• SEBI

Which ratio is most useful for assessing a company’s long-term solvency?

• Current Ratio

• Debt-Equity Ratio

• Operating Ratio

• Inventory Turnover Ratio