Credit and Identity Security Quiz

True or false: You should have your Social Security number and phone number printed on checks.

• True

• False

True or false: Checking your own credit report will lower your credit score.

• True

• False

True or false: Closing old accounts can help your credit score.

• True

• False

True or false: Paying off the balances on your credit cards each month positively affects your credit score.

• True

• False

True or false: Paying off installment credit accounts on time will improve your credit score.

• True

• False

True or false: If you dispute negative information on your credit report, it will automatically be removed from your credit report.

• True

• False

True or false: Credit card offers do not affect your credit score.

• True

• False

You get a credit card offer, student loan statement, or credit card statement in the mail. When you're done with it, you:

• Just throw it in the trash

• Store it away for years

• Shred it

• Recycle it

True or false: Public wifi is more secure than your cellular service.

• True

• False

Which of the following is a signal that someone has stolen your identity?

• Your credit score drops 10 points.

• You can’t find your credit card.

• Your spouse opens the credit card bill and notices a $500 charge in Florida and you haven’t left Ohio in over a year.

• You receive a new credit card in the mail.