SAGA Assessment

The “Future Ready” option under HDFC Life Sanchay Aajeevan Guaranteed Advantage provides coverage for: Select the correct option from the list below

• Joint Life
• Single Life
• Child Education
• Group Life Insurance

What is the minimum guaranteed death benefit under the Future Ready option of HDFC Life Sanchay Aajeevan Guaranteed Advantage plan? Select the correct option from the list below

• 100% of premiums paid
• 105% of premiums paid
• 110% of premiums paid
• 120% of premiums paid

What is the Maximum entry age for HDFC Life Sanchay Aajeevan Guaranteed Plan – Future Ready with Guaranteed Income Variant? Select the correct option from the list below

• 70 years
• 60 years
• 65 years
• 75 years

Which of the following is a variant under the HDFC Life Sanchay Aajeevan Guaranteed Plan-Future Ready option? Select the correct option from the list below

• With Guaranteed Income
• Without Guaranteed Income
• Both A & B
• None

Guaranteed additions under the HDFC Life Sanchay Aajeevan Guaranteed Plan-"Future Ready option" usually start from which year? Select the correct option from the list below

• 1st policy year for all pay types
• 2nd policy year for single pay, 5th for limited/regular pay
• 10th policy year
• At maturity only

What are the two plan options available in HDFC Life Sanchay Aajeevan Guaratnteed Advantage Plan? Select the correct option from the list below

• Past Ready and Present Secure
• Future Ready and Past Secure
• Future Ready and Future Secure
• Present Ready and Future Secure

Policyholder can choose to annuitize how much portion of benefit at vesting under HDFC Life Sanchay Aajeevan Guaratnteed Advantage- Future Ready option? Select the correct option from the list below

• 20%, 40%, 60%
• 40%, 60%, 80%
• 25%, 50%, 75%
• 10%, 30%, 50%

Which facility provides liquidity under HDFC Life Sanchay Aajeevan Guaratnteed Advantage - Future Ready option? Select the correct option from the list below

• Only maturity value
• Partial withdrawals and loans
• Only loan facility
• None

The rate of return accumulation offered for death benefit under HDFC Life Sanchay Aajeevan Guaratnteed Advantage - Future Ready option is: Select the correct option from the list below

• 3% or 5%
• 5% or 7%
• 7% or 9%
• Fixed 6%

HDFC Life Sanchay Aajeevan Guaratnteed Advantage - Future Ready option is best suitable for which profile? Select the correct option from the list below

• Individuals seeking single life coverage with guaranteed benefits
• Couples looking for joint life coverage
• Group insurance for employees
• Short-term investment seekers