Retail Assets Oct25D

For Car Loan to NRIs, the NRI should be doing regular job from past ____ years & should have minimum GAI of Rs.____Lakhs

• 1 years & Rs.2.00 lakhs
• 2 years & Rs.5.00 Lakhs
• 3 years & Rs.7.50 Lakhs
• 5 years & Rs.10.00 Lakhs

The maximum age of Borrower/Co-Borrower/Guarantor + repayment period should not exceed ___years under Baroda Car Loan

• 75 years
• 70 years
• 65 years
• 60 years

A customer is having A/c relationship with other Bank & wants to avail Baroda Car Loan, minimum A/c relationship required with other Bank is ___months

• A/c with BOB is requisite
• 12 months
• 6 months
• 3 months

A customer wants to avail Baroda Car Loan amounting Rs.1.50 Cr, Who is the competent authority to Sanction?

• BH as per DLP
• DRMCC
• RMCC
• ZOCC

As per Baroda Car Loan Scheme, if Avg. CIBIL score is 701 & above and individual score of all applicants are 650 & above, Deviation rests with?

• No deviation required
• DRMCC
• RMCC
• ZOCC

What is Loan Limit cap under Baroda Two Wheeler Loan Scheme?

• Rs.2.50 Lakhs
• Rs.5.00 Lakhs
• Rs.10.00 Lakhs
• No maximum limit ceiling

What margin is required for availing Baroda Two Wheeler Loan if loan amount is more than Rs.3.00 Lakhs?

• 5%
• 10%
• 15%
• 20%

What is minimum CIBIL score required for availing Baroda Two Wheeler Loan?

• 736
• 725
• 750
• 675

What is FOIR for availing Car Loan if Average Annual Income (for others) is Rs.6.50 Lakhs

• 50%

• 60%

• 70%

• 80%

As per Car Loan ____% will be added to Rate of Interest of A/c is not covered under Credit Life Insurance

• 5%

• 0.25%

• 0.10%

• 0.05%