Birla LMS -PKT-Sep'25

An investor, aged 50 with a 10-year investment horizon, is seeking a low-risk option that provides less exposure to equity markets but avoids pure debt funds. Which hybrid mutual fund scheme is most appropriate for them?

• Conservative Hybrid Fund

• Aggressive Hybrid Fund

• Equity Savings Fund

An investor wants to gain exposure to gold prices but does not have a demat account. Which of the following investment options would you recommend?

• Sovereign Gold Bonds (SGBs)

• Physical gold coins and bars

• Gold Fund of Fund (FoF)

• Gold Mining Equity Funds

A 20-year-old investor wants to build a corpus over a 15-year horizon. They are risk-averse, do not want any exposure to equity markets. Which of the following is the most suitable investment recommendation?

• Aditya Birla Sun Life Overnight Fund.

• Aditya Birla Sun Life Liquid Fund.

• Aditya Birla Sun Life Long Duration Fund.

• Aditya Birla Sun Life Short Term Fund.

A guardian wants to create a mutual fund folio on behalf of a minor child. Which statement correctly describes the investment options available to them?

• The guardian must invest solely in the Aditya Birla Sun Life Bal Bhavishya Yojna, as it is a mandatory scheme for minors.

• The guardian can invest in any mutual fund scheme based on the investment horizon and the risk appetite.

• The guardian is restricted to investing only in equity mutual fund schemes.

• The guardian is restricted to investing only in debt mutual fund schemes.

The Aditya Birla Sun Life Gold ETF primarily invests in which of the following assets?

• Units of the Aditya Birla Sun Life Gold Fund (a Fund of Fund)

• Gold mining company stocks

• Physical gold bullion

• Financial derivatives related to the price of gold

An investor is asking "How much return can I expect from a flexi-cap mutual fund?" Which of the following is the most appropriate and compliant response?

• Based on the fund's excellent historical returns, you can expect a similar performance in the future.

• As we cannot predict the market, but I can show you the scheme's past performance and explain that it is not an indicator of future results.

• Since this is a flexi-cap fund, you are likely to get high returns over the long term because the fund manager has flexibility to invest across market caps.

• Market conditions are excellent right now, so you can expect to receive an annualized return of around 15-18% over the next few years.

An investor wants to park a portion of their funds in a debt scheme that minimizes both credit risk (risk of default) and interest rate risk (impact of fluctuating interest rates). Which of the following Aditya Birla Sun Life debt funds is the most appropriate option?

• Aditya Birla Sun Life Credit Risk Fund

• Aditya Birla Sun Life Government Securities Fund

• Aditya Birla Sun Life Corporate Bond Fund

• Aditya Birla Sun Life Liquid Fund

Consider the creditworthiness of various entities. What is the highest possible credit rating achievable from below by a financial instrument issued by a private corporation?

• 1. AAA

• 1. Sovereign (SOV)

• AA+

• 1. Non of the above

Which scheme is suitable for an investor who is seeking capital protection?

• 1. Aditya Birla Sun Life Government Securities Fund

• 1. Aditya Birla Sun Life Liquid Fund

• 1. Aditya Birla Sun Life Corporate Bond Fund

• Non of the above

What is the main investment objective of the Aditya Birla Sun Life Dividend Yield Fund?

• 1. To invest in high-risk, high-return small-cap stocks.

• 1. o invest predominantly in government securities and other fixed-income instruments.

• 1. To generate capital growth and income by investing primarily in dividend-yielding stocks.

• To invest in a mix of equity and debt with a focus on capital preservation