
Theme 4 Test Review
Quiz
•
Mathematics
•
12th Grade
•
Practice Problem
•
Medium
+14
Standards-aligned
Darby Ratcliff
Used 9+ times
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29 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is credit?
the amount, including interest, a borrower repays
the interest paid on an item bought with a credit card
the cost of interest and fees over the life of the loan
the report used to decide whether or not to extend a loan
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which of the following do NOT involve interest payments on purchases?
personal loans
credit cards
debit cards
title loans
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which of the following is a disadvantage of using a credit card?
the convenience of purchasing now
the ability to purchase expensive items
it is widely accepted for payment
it is subject to interest and fees
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which of the following is NOT addressed by consumer credit laws?
how a consumer’s credit is collected and used
information given to consumers upon agreement of loan
when and where debt collectors can contact consumers
how much a credit card company can charge in interest
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
How are credit and debt different?
Credit is money that has been saved, while debt is money that has been spent.
Credit refers to money received from one's job, while debt refers to payments one makes to afford goods and services.
Credit represents money that is available to be borrowed, debt represents money that has been borrowed and must be repaid.
Credit involves individuals paying interest, while debt involves individuals earning interest
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which of the following has a maximum credit limit that can be used for multiple purchases and can be paid back over time?
title loans
credit cards
mortgage
paycheck loan
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which of the following is NOT an example of an installment loan?
mortgage
auto loan
debit cards
student loan
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