Управление рисками Черный пояс

What does ISO 31000 define as risk?

• The probability of a negative event

• The effect of uncertainty on objectives

• A specific loss of assets

• A predictable problem in project management

How is risk quantitatively assessed according to the risk management formula?

• Risk = Impact / Probability

• Risk = Threat x Vulnerability

• Risk = Probability x Loss

• Risk = Loss - Probability

What characterizes a positive risk outcome?

• Possibility of cost reduction

• Guaranteed project success

• Absence of threats

• Low investment returns

Which of the following definitions is correct for a "threat" in risk management?

• An event with the potential for significant financial gain

• An uncertain event that may positively affect objectives

• A certain event that requires management intervention

• An uncertain event that may negatively affect objectives

How does a "risk cause" differ from a "risk event"?

• A risk cause is the uncertainty itself, while a risk event is the source

• A risk cause leads to a risk event, which may then result in an impact

• A risk cause is the impact, whereas a risk event is the uncertainty

• Risk cause and risk event are interchangeable terms in risk management

What does an effective risk description include?

• Only potential financial consequences

• A list of all possible risk events

• Cause, event, and effect

• Risk management strategies that will be applied

What type of risk is associated with the movement of prices of financial instruments?

• Credit risk

• Market risk

• Operational risk

• Compliance risk

What is "Directional risk"?

• Risk associated with changes in the direction of the organization

• Risk arising from movements in market prices

• Risk of physical movement in a dangerous direction

• Risk associated with the choice of strategic direction

What does "Credit risk" mean?

• Market downturn risk

• Operational failure risk

• Risk of the borrower failing to meet a financial obligation

• Risk of strategic decisions not aligning with corporate goals

Operational risk may arise from:

• Changes in market conditions

• Failure of borrowers to meet obligations

• Internal failures or external events affecting operations

• Poor investment choices