JioBlackrock-PKT

What is the primary objective of the "unbundling" process in the new TER framework for Mutual Funds?

• To combine all scheme expenses, including GST and brokerage, into a single percentage for easier calculation.

• To allow AMCs to charge higher fees by separating marketing costs from management fees.

• To separate core management and distribution fees (Base Expense Ratio) from statutory levies and transaction costs.

• To eliminate the need for disclosing expense ratios to investors on a monthly basis.

What is the primary objective of the JioBLK Glidepath 2036 ProFolio?

• To provide a fixed annual return of 12% until the year 2036 regardless of market conditions.

• To invest exclusively in high-risk small-cap stocks to maximize wealth by 2036.

• To shift the asset mix from growth-oriented equities to safety-oriented debt as the year 2036 approaches.

• To allow investors to withdraw their entire principal amount every month without affecting the portfolio balance.

Why should an investor choose to invest in JioBLK ProFolios instead of picking individual mutual funds?

• They are the only products that guarantee a fixed maturity amount at the end of the glidepath period.

• Because they provide professional, goal-based asset allocation and rebalancing.

• Because ProFolios are the only investment product in India that is completely exempt from all forms of Capital Gains Tax.

• They allow investors to personally pick and manage each individual stock within the underlying schemes.

What is the minimum amount required to initiate a Systematic Transfer Plan (STP) in Jio BlackRock Mutual Fund schemes?

• ₹500

• ₹1,000

• ₹100

• ₹5,000

If an investor switches their investment from one Jio BlackRock scheme to another, how is it treated for Capital Gains Tax purposes?

• Tax is not applicable because the money remains within the same Mutual Fund House (AMC).

• Tax is only applicable if the investor physically withdraws the money to their bank account.

• The switch is treated as a "Redemption" from the first scheme, making Capital Gains Tax applicable based on the holding period.

• Tax is waived for the first three switches made in a single financial year as per SEBI's digital-first policy.

If an investor is worried about current market volatility and is hesitant to invest, which strategy should be recommended to manage their risk?

• Advise the investor to wait until the market hits an all-time low before starting any investment.

• Suggest investing a lump sum into a Liquid (Debt) fund and initiating a Systematic Transfer Plan (STP) into an Equity fund.

• Encourage the investor to put all their capital into a high-growth Small Cap fund immediately to recover potential losses.

• Recommend keeping the entire amount in a traditional savings account to avoid any market exposure.

According to the JioBLK ProFolio guidelines, when does an investor become eligible to receive their first rebalancing recommendations?

• Immediately after the first week of market volatility..

• Only after the portfolio has achieved a minimum growth of 10%.

• After a minimum period of three months from the initial investment.

• After a minimum period of one year from the initial investment.

Does rebalancing a JioBLK ProFolio trigger any tax implications for the investor?

• No, because rebalancing is an automated administrative process managed by the AMC.

• No, tax only applies when you close your entire folio; switching between schemes is treated as a non-taxable internal transfer.

• Yes, because rebalancing involves switching between schemes, which is treated as a redemption and may attract capital gains tax.

• Yes, but only for investors who are in the highest (30%) income tax bracket; it is tax-exempt for everyone else.

In the Jio BlackRock investment process, which of the following best describes Alternative Data?

• Standardized quarterly earnings reports, balance sheets, and official company press releases.

• Non-traditional information such as satellite imagery, social media sentiment, and consumer footfall patterns.

• Historical stock price movements and daily trading volumes sourced from the NSE and BSE.

• Macroeconomic indicators issued by the government, such as GDP growth and monthly inflation rates.

An investor places a purchase order for a Liquid Fund on Monday at 11:30 AM (before the 1:30 PM cut-off). However, the funds are realized by the Asset Management Company (AMC) at 2:30 PM (after the 1:30 PM cut-off). Which day’s NAV will be applicable?

• Sunday’s NAV (Previous Day), because the application was submitted before 1:30 PM.

• Monday’s NAV (Same Day), because the funds were realized after the cut-off time on Monday.

• Tuesday’s NAV (Next Day), because Liquid funds always process orders one business day later.

• Saturday’s NAV, as Liquid funds always provide a 48-hour historical price buffer.