ING CFO on Loan-Loss Provisions, Profit Outlook

The video discusses financial results, focusing on loan loss provisions, capital management, and growth strategies. It highlights the impact of economic factors like inflation and interest rates on loan provisions. The company is engaged in share buybacks and dividend payments, with ongoing discussions with regulators. Growth is driven by loan expansion in Eastern Europe and an increase in primary customers. The company has limited exposure to geopolitical tensions in Russia and Turkey, maintaining a cautious approach in these markets.

What was the bank's nonperforming loan ratio in 2021?

• 1.5%

• 2.5%

• 2.0%

• 1.0%

What was the declared dividend payment for 2021?

• $0.61

• $0.31

• $0.51

• $0.41

Which regions are expected to drive loan growth according to the bank's strategy?

• North America

• Eastern Europe

• Western Europe

• South America

What is the bank's exposure to Russia in terms of its loan book?

• Exactly 2%

• Around 3%

• More than 5%

• Less than 1%

How long has the bank been involved in banking in Russia?

• Over 30 years

• Over 20 years

• Over 10 years

• Over 40 years

What is the bank's strategy in Turkey given the current political situation?

• Aggressive expansion

• Complete exit

• Significant reduction

• Modest growth

What percentage of the bank's total exposure is in Turkey?

• Less than 1%

• Around 3%

• Exactly 2%

• A little more than 1%