Torres, CEO de BBVA, usará blockchain"decididamente"

The video discusses the impact of fintech on the digital economy, highlighting the benefits of digital transformation in banking, such as increased profitability and customer engagement. It explores the potential of blockchain technology and the risks associated with Bitcoin. The video also covers the opportunities presented by PSD2 and open banking, emphasizing data leverage and AI. Additionally, it touches on the consolidation of the banking industry in Spain and the influence of political events like Catalonia on the sector.

What percentage of the company's customers are expected to be digital this year?

• 25%

• 50%

• 75%

• 100%

Which technology is described as having a disruptive impact on financial services?

• Quantum Computing

• Artificial Intelligence

• Blockchain

• Cloud Computing

What is the company's view on the risks associated with Bitcoin?

• It is a stable investment.

• It is a low-risk investment.

• It is a highly risky asset.

• It is a guaranteed store of value.

How does the company view PSD2 and open banking?

• As a threat to customer data

• As an opportunity to serve customers better

• As irrelevant to their strategy

• As a regulatory burden

What is the company's strategy in terms of digital transformation?

• Reducing digital channels

• Focusing solely on digital sales

• Improving customer decision-making using data

• Expanding physical branches

What has been the focus of the company's efforts in the banking industry?

• Organic growth and value transformation

• Increasing fees

• Mergers and acquisitions

• Reducing workforce

How did the political situation in Catalonia affect Spanish banks?

• It led to increased investments.

• It weighed on sentiment due to uncertainty.

• It improved investor sentiment.

• It had no impact.