We Are Focused on Returns, Says ABN Amro's CFO

The transcript covers ABN Amro's financial performance, focusing on capital buffers, return on equity, and cost income ratio. It discusses the bank's strategy on dividends and share buybacks, progress in restructuring, and competition in the Dutch mortgage market. The CFO emphasizes a disciplined approach to growth and regulatory compliance, particularly in money laundering prevention.

What is ABN Amro's return on equity for the year?

• 10%

• 18%

• 15%

• 13%

Why does ABN Amro prefer dividends over share buybacks?

• Share buybacks are less popular

• Share buybacks are more costly

• Dividends are more predictable

• Dividends are more flexible

What was the target cost-income ratio for ABN Amro in 2020?

• 60-62%

• 56-58%

• 54-56%

• 50-52%

How is the competition in the Dutch mortgage market described?

• Non-existent

• Increasing

• Decreasing

• Stable

What is ABN Amro's approach to growth in the Dutch market?

• Aggressive expansion

• Moderate risk management

• Complete market withdrawal

• Focus on international markets

What is ABN Amro's role in the financial services industry according to the CFO?

• A disruptor

• A gatekeeper

• A minor player

• A follower

What is the current economic condition of the Dutch market as mentioned?

• Strong

• Uncertain

• Stable

• Weak