Harvey Could Reshape Debate About U.S. Home Building

The video discusses the widespread issue of housing in flood-prone areas in the US, focusing on Texas. It highlights the debate between insurers advocating for better building practices and developers opposing restrictions. The lack of federal building codes and varying state regulations are examined, along with the financial burden of disasters on taxpayers. The video concludes with increasing pressure from FEMA and Congress to reduce exposure to extreme weather, driven by financial concerns rather than climate change.

What is the main concern of insurers in Texas regarding home rebuilding?

• To increase the number of homes built

• To reduce the cost of building materials

• To rebuild homes better and away from floodplains

• To rebuild homes quickly

Why do some home builders oppose restrictions on development in Texas?

• They believe it will improve safety

• They think it will boost the economy

• They want to increase housing prices

• They argue it will hurt the economy

What is a significant issue with building codes in the United States?

• They are federally mandated

• They are uniform across all states

• They vary by state and locality

• They are strictly enforced everywhere

How do weak building codes affect states like Texas during extreme weather?

• They lead to fewer homes being damaged

• They reduce the cost of insurance

• They result in more homes being destroyed

• They increase the speed of rebuilding

What is one reason for the increased pressure to change how exposure to extreme weather is managed?

• To increase federal spending

• To eliminate state regulations

• To reduce post-disaster expenses

• To build more homes in floodplains