LendingTree Has Bucked Mortgage Industry Trends, CEO Says

The video discusses the evolution of fintech, highlighting the early stages of online lending and the role of platforms like LendingTree. It examines the impact of interest rates on the industry, emphasizing that growth is not solely dependent on rates. The discussion extends to credit cycles, market dynamics, and the competitive landscape, particularly the potential threat from tech giants like Amazon and Google. The video concludes by underscoring the importance of marketing and monetization strategies in maintaining a competitive edge.

What percentage of mortgage originations does LendingTree currently facilitate?

• 2%

• 50%

• 10%

• 25%

How does LendingTree's business model respond to changes in interest rates?

• It suffers when interest rates rise.

• It benefits from lower interest rates only.

• It is directly indexed to interest rates.

• It is indexed to overall market growth, not interest rates.

What is LendingTree's approach to the credit cycle?

• They only lend during favorable credit cycles.

• They avoid lending during downturns.

• They are indifferent to the credit cycle.

• They are highly sensitive to the credit cycle.

Which of the following companies is NOT mentioned as a potential competitor in the fintech space?

• Amazon

• Facebook

• Microsoft

• Netflix

What advantage does LendingTree have over potential new entrants like Amazon?

• Exclusive partnerships with banks

• Government subsidies

• A strong brand and diverse marketing strategy

• Lower interest rates