GSEs Are Much Better Than Before Crisis, Former Fannie Mae CEO Says

The video discusses challenges in the housing market, focusing on supply issues and the role of high-end housing. It highlights Blend's efforts to improve credit access for homebuyers and examines government plans to release Fannie Mae and Freddie Mac from conservatorship. The discussion includes the future role of these entities in the housing market and the impact of investors on their operations.

What is a major challenge in the current housing market?

• Insufficient production of new housing

• Excessive supply of affordable housing

• Lack of high-end housing

• Decreasing demand for housing

How does Blend aim to assist homebuyers?

• By building affordable homes

• By working with lenders to improve credit access

• By reducing interest rates on mortgages

• By providing direct loans to buyers

What is the main goal of the Trump administration's plan for Fannie Mae and Freddie Mac?

• To increase government control

• To release them from government control

• To merge them into a single entity

• To eliminate them from the housing market

What is one potential benefit of the administration's plan for Fannie Mae and Freddie Mac?

• Reduction in housing market size

• Preservation of the 30-year fixed-rate mortgage

• Increased taxpayer exposure

• Immediate release from conservatorship

How are Fannie Mae and Freddie Mac different now compared to before the 2008 crisis?

• They have less effective credit risk management

• They are more dependent on government support

• They are better insulated and run more effectively

• They play a smaller role in the housing market

What was the primary focus of Fannie Mae's leadership during the conservatorship?

• Maximizing shareholder profits

• Serving the taxpayers

• Expanding into new markets

• Reducing the number of loans

What is the current ownership status of Fannie Mae and Freddie Mac by the government?

• The government owns 50% of both companies

• The government owns nearly 80% of both companies

• The government owns 100% of both companies

• The government has no ownership in these companies