Vanguard CEO: Tune Out Noise for Retirement Investing

The video discusses the implications of investing under the Trump administration, emphasizing the importance of a long-term perspective in retirement planning. It highlights that while policies may cause short-term volatility, long-term fundamentals are crucial. Valuation is identified as a key predictor of future returns, with current equity levels being high but not in bubble territory. The video advises a diversified portfolio of stocks, bonds, and cash, and stresses the need for increased savings rates. Recent studies show a slight increase in deferral rates, though they remain below ideal levels.

What changes in savings rates were observed according to the recent study mentioned?

What is the recommended savings rate for a 401K participant and how does it compare to the ideal rate?