ICBC Breaches Bad-Loan Provision Rule

The video discusses the financial stress banks face due to rising non-performing loans, focusing on ICBC and the Bank of China. It highlights the challenge of maintaining profitability while adhering to government-mandated ratios for bad loans. The banks have had to lower these ratios to achieve slight profit growth. The video also covers the narrow profit margins and the need for further ratio reductions to sustain profitability.

What is the mandatory minimum ratio that the government sets for banks?

How much did ICBC's net income rise in the last quarter?

What percentage did net interest income fall for ICBC?

What trend was observed in non-performing loans (NPLs) in the first quarter?

What is the range of the ratio that the chairman of China Construction Bank mentioned as reasonable and possible?