RAK Bank Sees 3% to 4% Loan Growth for Next Year, Says CEO

The transcript discusses the continuation of banking trends over the past few years, focusing on non-interest income growth and balance sheet changes. It highlights the impact of interest rates, with a stable outlook for loan growth. The potential for mergers and acquisitions is explored, but no current discussions are underway. The bank's strategy emphasizes independence, with a strong cost-income ratio. The property market is analyzed, noting falling prices but low loan-to-value ratios. Future growth catalysts include increased SME demand and economic activity.

How does the speaker perceive the impact of lower interest rates on their bank?

What is the speaker's view on the potential for mergers and acquisitions in the banking industry?

What are the speaker's thoughts on the current state of the property market?