Are Regional Banks Over Regulated?

The transcript discusses the regulation of systemically important banks, suggesting a higher threshold for stress tests. It reviews the Federal Reserve's internal evaluation of stress tests, focusing on qualitative aspects and challenges faced by regional banks. The strategy for banks under $250 billion in assets is to remove them from qualitative stress tests, reducing compliance costs. The changes are expected to be implemented by the 2017 stress test.

What was suggested regarding the statutory threshold for systemically important banks?

What changes are being considered for regional banks in the stress test evaluation?

What is the significance of the CCAR in the context of bank evaluations?

How does the Federal Reserve view the compliance costs for smaller regional banks?

What is the expected timeline for implementing changes to the stress test for regional banks?