LendingClub Shares Soar as Site Goes Public

The video discusses the evolution of peer-to-peer lending, highlighting its shift from individual to institutional investors. It explores the impact on traditional banking, with insights from industry leaders like John Mack. The discussion covers unique business models, risk management, and investor concerns, emphasizing the importance of market stability and diversification. The potential for peer-to-peer lending to disrupt traditional banking is examined, along with future developments in the industry.

What has been one of the most exciting developments in the peer to peer lending segment over the last 18 months?

How do active marketplaces like Funding Circle and Lending Club differ from traditional banks?

What is the significance of John Mack's prediction regarding Lending Club?

What are the potential risks associated with the loans that peer to peer lending companies are taking on?

How does Lending Club manage balance sheet risk according to the discussion?

What factors should be considered when pricing loans in the peer to peer lending marketplace?

What opportunities exist for traditional banks in the context of peer to peer lending?