How to lower your home insurance premium

The video tutorial discusses the rising costs of homeowners insurance, especially in disaster-prone areas like Florida, Louisiana, and Oklahoma. It provides strategies to lower insurance premiums, such as increasing deductibles and qualifying for discounts through safety measures and claim-free histories. The tutorial also explains the coverage and exclusions of homeowners insurance, emphasizing the importance of understanding policy details and considering additional coverage for specific natural disasters.

What should homeowners consider when choosing an insurance policy?

What types of damages are typically not covered by homeowners insurance?