SunTrust CEO Says Stress Tests Improve Capitalization

The video discusses the uncertainty in health care reform and its impact on commerce and investment. It then shifts to bank stress tests, highlighting their role in capital management post-crisis and their limitations in optimizing capital. The discussion also covers strategies for managing capital and increasing shareholder returns, and evaluates the effectiveness of stress tests for banks.

What are the key factors that contribute to uncertainty in health care reform?

In what ways does the speaker believe health care reform can impact consumer behavior?

How have stress tests for banks evolved over the years according to the speaker?

What changes does the speaker suggest could improve the capital optimization process?

What is the speaker's opinion on the effectiveness of stress tests in optimizing capital?