Yellen Says Fed Has Seen ‘Healthy Growth’ in Lending

The transcript discusses the impact of the Dodd-Frank Act on business lending, highlighting President Trump's criticism and the subsequent growth in commercial and industrial (CNI) lending since its enactment in 2010. It notes that CNI loans have surpassed their 2008 peak, with significant growth in both total and small business loans. Despite this, many small businesses report no need for credit, citing slow economic growth as a factor.

What percentage of small businesses indicated they did not need to borrow money?

What factors contributed to small businesses not desiring credit according to the survey mentioned?