CIMB's CEO on Return on Equity, Restructuring, Sukuk

The transcript discusses the banking industry's current challenges, including efficiency targets, margin compression, and regulatory costs. It emphasizes the need for banks to transform their operating models to adapt to technological changes. Additionally, it highlights the growth and future potential of the Sukuk market, particularly in Malaysia and the Middle East, driven by increased investor participation and infrastructure projects.

What strategies can banks implement to improve their efficiency?

How has the target efficiency percentage changed from last year to this year?

What are the main challenges faced by the banking industry according to the text?

In what ways is technology influencing the operations of banks?

What factors are contributing to the optimism in the circuit market?