Permanent TSB Says Bank May Consider Selling Bad Loans

The transcript discusses strategies for business growth in a tight mortgage market, focusing on transformation and commercial agendas. It covers the implications of government ownership and the potential for reducing the state's stake through IPOs. The conversation also touches on market strategies, competition, and the importance of credit quality. Finally, it addresses the management of non-performing loans and future strategic options.

What strategies can a mortgage-based lender implement to grow their business in a tight market?

How has the management's focus on transformation impacted the bank's growth potential?

What is the significance of the government's stake in the bank and how does it affect future growth?

What measures are being taken to address the issue of non-performing loans?

In what ways can the bank ensure it does not dilute capital while considering options for non-performing loans?