What was the primary reason for the emergence of banking in 11th-century Italy?

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5 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
To facilitate international trade by standardizing currency.
To provide secure storage for valuable goods and precious metals.
To simplify currency exchange for merchants dealing with many different types of coins.
To offer loans to European kings and the Church.
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
How do banks primarily generate profit from deposits?
By charging high fees for account maintenance.
By investing deposited money in the stock market.
By lending out deposited money at higher interest rates than they pay to depositors.
By selling financial products and services to customers.
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What was a significant factor contributing to the 2008 financial crisis, related to banking practices?
Banks focused too much on long-term financial products.
Banks engaged in risky trading and gave credit to almost anyone for housing.
Governments failed to provide bailout packages to struggling banks.
The rise of crowdfunding platforms destabilized traditional banking.
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is a key characteristic that distinguishes Credit Unions from traditional banks?
They are primarily focused on maximizing profits for shareholders.
They are controlled by their members and prioritize shared value over profit.
They only offer microcredits to developing countries.
They are regulated by the same strict laws as major investment banks.
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the primary purpose of microcredits?
To fund large-scale industrial projects in developed nations.
To provide small loans, often in developing countries, to help people escape poverty.
To allow individuals to invest in high-risk financial products.
To facilitate cashless payments for international trade.
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