Credit Card Strategy for Fall 2024

What is the main reason the narrator decided to put the AMX Gold card back in their wallet?

• To earn more points on travel expenses

• To take advantage of a new signup bonus

• To reduce the annual fee

• To benefit from Uber and Resi credits

How does the City Custom Cash card determine the category for earning 5x points?

• Based on the user's highest spending category each billing cycle

• By selecting a category at the start of the year

• Through a fixed category set by the bank

• By rotating categories every month

What is the spending cap for earning 5x points on the City Custom Cash card?

• $500 per billing cycle

• $2,000 per billing cycle

• $1,500 per billing cycle

• $1,000 per billing cycle

What is the main benefit of the Chase Freedom Flex card mentioned for the fourth quarter of 2024?

• 5x points on gas

• 5x points on PayPal and Pet Shops

• 5x points on groceries

• 5x points on travel

Why did the narrator decide to get the Discover It Cash Back card?

• To use it for business expenses

• To replace their Chase cards

• To benefit from the first-year cashback match

• To earn travel rewards

Why is the narrator considering reducing new credit card applications in 2025?

• To focus on cashback cards

• To switch to a different bank

• To increase travel rewards

• To prepare for a potential home purchase

What is a unique feature of the Built MasterCard mentioned by the narrator?

• It offers 5x points on groceries

• It allows earning points on rent payments

• It has no annual fee

• It provides travel insurance

Which card does the narrator use as a catch-all card for miscellaneous expenses?

• Discover It Cash Back

• Chase Freedom Unlimited

• AMX Gold

• City Custom Cash

What is the narrator's strategy for meeting the Built MasterCard's transaction requirement?

• Making small daily purchases

• Using it for subscriptions

• Paying rent multiple times a month

• Using it for all travel expenses

What is the primary use of the Chase Sapphire Reserve card according to the narrator?

• Covering miscellaneous travel expenses

• Paying for groceries

• Earning points on dining

• Booking hotels with points