喬治瑪莉卡卡債風暴測驗

What innovative feature did the George & Mary Cash Card offer that contributed to its initial popularity?

• Extremely low interest rates for all borrowers.

• A requirement for extensive financial documentation.

• The ability for cardholders to directly withdraw loan cash from ATMs.

• Exclusive access to luxury goods and services.

How did Wan Tai Bank primarily market the George & Mary Cash Card to attract a younger demographic?

• By emphasizing strict financial responsibility.

• Through widespread television advertisements depicting the card fulfilling consumer desires.

• By offering exclusive benefits to high-income individuals.

• By limiting the number of cards issued to maintain exclusivity.

In 2005, how many people in Taiwan were unable to repay their cash card and credit card debts, leading to the "card debt storm"?

• 70,000

• 700,000

• 7 million

• 70 million

During the card debt crisis, what was the non-performing loan (NPL) ratio for some banks, compared to the normal situation of around 2%?

• 5%

• 8%

• 10%

• 15%

What was one of the key benefits offered by the debt negotiation platform established by the Financial Restructuring Fund for card debtors?

• Immediate debt forgiveness for all outstanding amounts.

• Extended repayment periods and lower interest rates.

• Automatic conversion of all debt into equity in the bank.

• Government-funded full repayment of all debts.