WorksheetsInsurance Scenarios
Total questions: 16
Worksheet time: 8mins
Name
Class
Date
1.
An unexpected death of a family member occurs and results in funeral expenses
a)
Long-term care Insurance
b)
Disability Insurance
c)
Life Insurance
d)
Liability Insurance
2.
Your house is destroyed by a tornado and you need to rebuild it.
a)
Homeowners Insurance
b)
Renters Insurance
c)
Life Insurance
d)
Liability Insurance
3.
You hit a deer with your car and it needs to be repaired
a)
Liability Insurance
b)
Comprehensive Insurance
c)
Collision Insurance
d)
Life Insurance
4.
Food poisoning sends you and your family to the emergency room.
a)
Liability Insurance
b)
Disability Insurance
c)
Life Insurance
d)
Health Insurance
5.
Your car is totaled during a hit and run accident
a)
Uninsured Motorist Insurance
b)
Life Insurance
c)
Comprehensive Insurance
d)
Collision Insurance
6.
After your knee surgery, you are unable to work for 3 months and you need help paying expenses while you're out of work
a)
Disability Insurance
b)
Health Insurance
c)
Life Insurance
d)
Automobile Insurance
7.
You fall off your bike and sprain your wrist.
a)
Disability Insurance
b)
Automobile Insurance
c)
Health Insurance
d)
Life Insurance
8.
Someone breaks into your apartment and steals your iPad.
a)
Homeowners Insurance
b)
Liability Insurance
c)
Comprehensive Insurance
d)
Renters Insurance
9.
You crash your car into another vehicle and hurt someone else in the car
a)
Bodily Injury Liability
b)
Property Damage Liability
c)
Collision Insurance
d)
Comprehensive Insurance
10.
Which of the following is NOT covered by Property Damage Liability Coverage?
a)
Cars
b)
Poles
c)
Signs
d)
Medical Bills
11.
You have a $20 copay every time you go to the doctor. You have a $250 deductible, and a $1000 annual premium for health care. How much money do you have to pay out of pocket before insurance kicks in?
a)
$20
b)
$100
c)
$250
d)
$1000
12.
Which type of Life Insurance policy only pays a beneficiary when a person dies during a time period?
a)
Term Life Insurance
b)
Whole Life Insurance
c)
Variable Life Insurance
d)
Universal Life Insurance
13.
Which is NOT a source of Disability Income?
a)
Worker's Compensation
b)
Private Insurance
c)
Social Security
d)
University
14.
What type of insurance coverage is considered specialized?
a)
Floods and earthquakes
b)
Stolen or destroyed property
c)
Loss of Use
d)
Property Damage from a fire
15.
The sprinkler system in your house goes off and it damages the flooring
a)
Renters Insurance
b)
Homeowners Insurance
c)
Umbrella Policy
d)
Disability Insurance
16.
According to the Affordable Care Act, children can be on their parents' health insurance until what age?
a)
Until they get a full time job
b)
22
c)
26
d)
28
100 %
