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Worksheets

Values, Needs and Wants

Total questions: 23

Worksheet time: 9mins

Name
Class
Date
1.

Belief or practice of what is important, desirable and worthwhile to an individual.

a)

Need

b)

Well-being

c)

Value

d)

Want

2.

Something that is

unnecessary to life, but desired.

a)

Need

b)

Well-being

c)

Value

d)

Want

3.

An item that is necessary for life

a)

Need

b)

Well-being

c)

Value

d)

Want

4.

Which option is a Need?

a)

Car

b)

Hot Tub

c)

Nike Sneakers

d)

Ipod

5.

What is an example of Wants

a)

Cell Phone

b)

Water

c)

Food

d)

Shelter

6.

Guides individuals to think through all components of making a good decision for a major decision

a)

major decisions

b)

decision‐making process

c)

routine decisions

d)

well‐being

7.

Have long‐term effects on a person’s life. They should be made very carefully and with a lot of thought.

a)

major decisions

b)

decision‐making process

c)

routine decisions

d)

well‐being

8.

Impacts an individual’s or family’s well‐being

a)

major decisions

b)

decision‐making process

c)

routine decisions

d)

decision

9.

The state of being happy, healthy and prosperous

a)

major decisions

b)

Well-being

c)

routine decisions

d)

decision

10.

Made on a daily basis and don’t require a lot of time to think through

a)

major decisions

b)

Well-being

c)

routine decisions

d)

decision

11.

determine all the choices you have

a)

Identify the Problem

b)

Identify Alternatives

c)

Decide

d)

Evaluate the Results

12.

know the problem or question before searching for an answer

a)

Identify the Problem

b)

Identify Alternatives

c)

Decide

d)

Evaluate the Results

13.

make the best choice after thinking about all of the consequences.

a)

Identify the Problem

b)

Identify Alternatives

c)

Decide

d)

Evaluate the Results

14.

this will help in making better decisions in the future.

a)

Identify the Problem

b)

Identify Alternatives

c)

Decide

d)

Evaluate the Results

15.

What is an example of a Major Decision?

a)

What to wear in the morning

b)

Saving for a family vacation

c)

What to pack for lunch

d)

Where to sit on the school bus

16.

Specific objectives to be accomplished through financial planning.

a)

short‐term goal

b)

goal

c)

education goals

d)

financial goals

17.

The end result of something a person intends to acquire, achieve, do, reach or accomplish.

a)

short‐term goal

b)

goal

c)

education goals

d)

Financial goals

18.

Achieve in a time period of less than one year.

a)

short‐term goal

b)

goal

c)

Values

d)

education goals

19.

Achieve in a time period of more than one year.

a)

short‐term goal

b)

goal

c)

Long-term goal

d)

education goals

20.

Help individuals prepare for success in the workplace.

a)

short‐term goal

b)

goal

c)

Long-term goal

d)

education goals

21.

The following elements describe a SMART goal

a)

Specific, Measurable, Attainable, Realistic, Time Bound

b)

Short, Measurable, Action, Realistic, Time Bound

c)

Specific, Monetary, Attainable, Recognize, Temporary

d)

Short term, Mandatory, Attainable, Repetition, Timely

22.

The loss of potential gain from other alternatives when one alternative is chosen

a)

personal financial planning

b)

opportunity cost

c)

goals

d)

demand

23.

A balance achieved between two desirable but incompatible features; a compromise.

a)

opportunity cost

b)

trade-off

c)

value

d)

want