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Disability Insurance Quiz

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

When is Disability Insurance useful?

a)

When you have a cast

b)

When you are in a wheelchair

c)

If you are unable to work

d)

If you can't speak

2.

How much does it cost per month?

a)

$12

b)

$1 trillion

c)

$160

d)

$37

3.

How much does the insurance give you if needed?

a)

100% of normal income

b)

65% of normal income

c)

5% of normal income

d)

25% of normal income

4.

Does Dave Ramsey recommend it?

a)

Yes

b)

No

c)

Sometimes

d)

Preferred not to answer

5.

What is the elimination period?

a)

Time when you get eliminated in Fortnite

b)

Time between your disabling event and death

c)

Time when you become disabled

d)

Time between disabling event and when you get money

6.

Which of the following are types of disability insurance? (Select all that apply)

a)

Long-term

b)

Short-term

c)

Mortgage

d)

Individual Credit

7.

How long does short-term disability insurance last?

a)

5 years

b)

Until you get better

c)

2 years

d)

Forever

8.

How long does long-term disability insurance last?

a)

Longer than 5 years

b)

Forever

c)

Less than 5 years

d)

20 days

9.

Which disability insurance plan does Dave recommend?

a)

Short-term

b)

Long-term

c)

Fortnite-term

d)

Never-term

10.

Why doesn't Dave want you to get short-term?

a)

Short-term costs more

b)

It doesn't look as cool

c)

It sounds worse than long-term

d)

Your emergency fund already covers it