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Personal Finance Ch 10: Money and Relationships

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

If you value security you are more likely to:

a)

make impulse buys

b)

save money

c)

spend money

d)

all of the above

2.

When it comes to communicating with others about money, you should NOT:

a)

manipulate

b)

be honest

c)

listen

d)

pick the right time and place

3.

When married couples do not share goals and values in how they manage money, which of the following can occur?

a)

Divorce

b)

Stress

c)

Conflict

d)

All of the above

4.

When communicating with your parents about money, you should...

a)

communicate your wants and needs, and money goals

b)

be honest

c)

be a good listener

d)

all of the above

5.

Which of the following statements is false?

a)

When handling money, it can be difficult to balance who you are with what you should do.

b)

Being aware of your money personality will help you create a money plan that works for you.

c)

When it comes to relating with others about money, it is important to also consider their values.

d)

If you value freedom and spontaneity, you're more likely to be a saver.

6.

Which of the following can be a challenge when managing money on your own as a single adult.

a)

impulse buying due to lack of an accountability partner

b)

not keeping a written budget

c)

time poverty and fatigue

d)

all of the above

7.

The flow of money in a family represents the ____ under which that family operates.

a)

security

b)

income level

c)

sophistication

d)

value system

8.

The number one cause of divorce in America is...

a)

Money fights

b)

The in-laws

c)

Religious differences

d)

None of the above

9.

For women, the _____________ is the most important key to financial security

a)

Emergency Fund

b)

Checking Account

c)

Job Promotion

d)

Envelope System

10.

Since men and women are different, who is supposed to do the financial decision making in a relationship?

a)

The wife

b)

Both spouses

c)

They should each manage their own money

d)

The husband

11.

The goal is communicating with your parents about money is to become responsible and independent with the money you have.

a)

True

b)

False

12.

It is easier to manage money with you are accountable to no one.

a)

True

b)

False

13.

A written plan gives the single person empowerment, self accountability, and control.

a)

True

b)

False

14.

In a marriage, you are financially accountable to each other.

a)

True

b)

False

15.

When managing money, one's value system is of no importance.

a)

True

b)

False

16.

Communication, teamwork, and consistency are all important elements of handling family finances.

a)

True

b)

False

17.

If money fights are a problem in a marriage, then money management provides an opportunity to improve a marriage.

a)

True

b)

False

18.

Communicating with others about money is entirely a matter of the other person hearing and following your wishes.

a)

True

b)

False

19.

Whether you agree with your parents or not regarding money, you should always respect and honor their decisions.

a)

True

b)

False

20.

Discussing important financial matters with household members can help to reduce conflict.

a)

True

b)

False