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Banking and Loans

Total questions: 24

Worksheet time: 13mins

Name
Class
Date
1.

What is monetary?

a)

Fake News

b)

Anything related with a specified job

c)

Problems related with your wife

d)

A word for anything dealing with money

2.

What is Interest?

a)

Payment for the temporary use of another's money

b)

Something that is required by law

c)

Choose this

d)

couldn't come up with a fake answer so don't choose this

3.

What is liquidity?

a)

Water

b)

Green slime

c)

Ability to convert to cash in a short time

d)

Money

4.

What is the national central bank?

a)

Federal Bureau of Investment

b)

Social Security Reserve

c)

National Middle Bank of the US

d)

The Federal Reserve

5.

Who is the current Chairmen of the Federal Reserve?

a)

Arnold Schwarzenegger

b)

Jerome Powell

c)

Stanley Fischer

d)

Janet Yellen

6.

Who was the first woman to be appointed as chairmen of the Federal Reserve?

a)

Lael Brainyard

b)

Janet Yellen

c)

Loretta J. Mester

d)

William C. Dudley

7.

What is the purpose of the The Fed?

a)

Conducting the nation's monetary policy

b)

Print money

c)

Deal with Taxes

d)

Arrest people

8.

What agency insures up to $250,000 in bank deposits for individuals?

a)

Central Intelligence Agency

b)

Social Security Deposit Insurance

c)

Federal Deposit Insurance Corporation

d)

15 minutes can save you 15% or more on car insurance

9.

What does the NCUA do?

a)

it decides the rate of inflation

b)

Does the same thing as the FDIC but for credit unions

c)

It is a bread company

d)

Moses owns it

10.

what is a checking account?

a)

A type of crocadile

b)

An account that accumulates interest overtime

c)

An Account with a bank that you to take money in/out of easily

d)

An account where only checks can be deposited

11.

What does "Bouncing" mean

a)

The act of jumping up and down

b)

A trampoline

c)

There is not enough money in the account

d)

When someone adds value to a check

12.

What is a loan?

a)

your net worth

b)

Money you don't owe

c)

When your the only one in the house

d)

A sum of money that is borrowed for a specific purpose and paid back with interest

13.

what is principle?

a)

Amount borrowed that does not include interest

b)

The head of a school, in charge of all the other teachers

c)

Being good mannered

d)

A credit union

14.

In what account is money stored securely for specified goals?

a)

Facebook account

b)

Checking account

c)

Savings account

d)

Transaction account

15.

What types of savings account can you add or withdraw your money without any restriction?

a)

Standard Savings Account

b)

Certificate of Deposit

c)

Money Market Account

d)

Unrestricted Savings Account

16.

What is a money market account?

a)

It is nothing important

b)

An account to keep track of where your money has been

c)

A stock holding account

d)

A savings account in which the bank invests your money

17.

what type of savings account pays even higher interest and there are penalties for withdrawing money early?

a)

Certificate of Inquiry

b)

Certificate of Deposit

c)

Savings Account

d)

TurboTax

18.

what are the 3 qualifications for a loan?

a)

Capable, Character, Capacity

b)

Character, Capacity, Captain

c)

Citizen, Civil, Capital

d)

Character, Capacity, Capital

19.

What is APR?

a)

An account with a high amount of interest

b)

Rate of interest charged on the unpaid balance

c)

An open Loan

d)

Assessed Percentage Rate

20.

What is a fixed interest rate?

a)

An interest rate that was forced to change because it was bad

b)

A rate that can change over the period of the loan

c)

A type of insurance

d)

A rate that stays the same throughout the entire period of the loan

21.

What is a variable interest rate?

a)

The rate you should always choose

b)

A rate that can change over the period of the loan

c)

An equation used to figure out the amount you owe in interest

d)

Don't Choose

22.

Open-End Credit is_______________?

a)

A credit card the everyone uses

b)

An unsecured loan

c)

A secured loan

d)

Money you can use anywhere in the world

23.

When you miss 3 months or more on payments.

a)

Default

b)

Demerit

c)

Communism

d)

Delinquent

24.

Delinquent is when _______________?

a)

You are incapable of paying fines

b)

You buy a real-estate

c)

You are not smart

d)

Miss one or two payments