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Econ Macro 24 - 24.1

Total questions: 10

Worksheet time: 16mins

Name
Class
Date
1.

A debtor is...

a)

the person who borrows.

b)

the person who lends.

2.

Debtors need to...

a)

pay attention.

b)

pay interest.

c)

concentrate.

3.

The real interest rate...

a)

is not fake.

b)

equals nominal rate, minus an adjustment for inflation.

c)

is the cost of capital.

d)

is already adjusted for inflation.

4.

Real interest rate (r) is a change in...

a)

outstanding debt.

b)

inflation.

c)

purchasing power.

d)

government bonds.

5.

Interest on a loan is...

a)

not really necessary.

b)

a fee for loss-of-use of that capital.

c)

not calculated fairly.

d)

a fee to punish borrowers.

6.

The demand curve for credit slopes...

a)

down because a high interest rate makes borrowing expensive.

b)

up because a high interest rate makes borrowing expensive.

c)

down because a high interest rate makes borrowing cheap.

d)

up because a high interest rate makes borrowing cheap.

7.

Economic agents consider __________ interest rates when making decisions.

a)

real

b)

nominal

8.

Credit demand and supply curves can...

a)

shift only, not move

b)

move only, not shift

c)

move and shift

d)

neither move, nor shift

9.

A "saving" consumption trade-off is when...

a)

people spend their own money now.

b)

people delay spending until a later time.

10.

In Economics, "time preference" is ...

a)

how much you like time.

b)

whether you want something now or later.