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Shariah Risk & Compliance Awareness

Total questions: 12

Worksheet time: 6mins

Name
Class
Date
1.

Which of the following act govern the Islamic finance in Malaysia?

a)

Islamic Banking Act 1983

b)

Financial Services Act 2013

c)

Bank Negara Malaysia's Shariah Governance Framework for Islamic Financial Institution (BNM's SGF)

d)

Islamic Financial Services Act 2013

2.

What is the potential implication by the regulator if the banks breached Shariah compliant requirements?

a)

Possible imprisonment only

b)

Possible monetary fines only

c)

Possible either one or both, imprisonment & fines

d)

Stern warning

3.

Why does CIMB Group need to ensure Shariah compliance?

a)

Because CIMB Group engage in Islamic banking businesses

b)

Because CIMB Group engage in Islamic capital market businesses

c)

Because CIMB Group engage in asset management businesses

d)

Because CIMB Group engage in Takaful businesses

4.

Shariah Risk is responsible party to report any Potential Shariah Non-Compliant, Shariah Non-Compliant to BNM, is the statement correct or wrong?

a)

Correct

b)

Wrong

5.

Shariah & Governance of Group Islamic Banking Division is responsible party to investigate any Potential Shariah Non-Compliant, is the statement correct or wrong?

a)

Correct

b)

Wrong

6.

Shariah compliant is to comply with the following :-

a)

CIMB Group Board Shariah Committee (BSC) resolutions & decisions

b)

Bank Negara Malaysia & Securities Commission's Shariah Advisory Council (SAC) resolutions

c)

Bank Negara Malaysia & Securities Commission's policy documents, guidelines and requirements

d)

Authority governing the Islamic Banking & finance business of CIMB Group in particular jurisdiction

7.

Based on Bank Negara Malaysia Operational Risk Reporting Requirement – Operational Risk Integrated Online Network (ORION), which of the following is responsible to decide whether the reported observation is an operational lapse or Actual / Potential Shariah Non-Compliance?

a)

Shariah and Governance Department, Group Islamic Banking

b)

Shariah Audit, Group Internal Audit

c)

CIMB Group Board Shariah Committee

d)

Shariah Review Unit, Islamic Banking Compliance,Group Compliance

8.

What are the possible implication of Shariah non-compliance to an Islamic Financial Instituition?

a)

Potential loss of income

b)

Reputation impact

c)

Regulatory impact

9.

Which of the following department need to be established as per requirement by BNM's Shariah Governance Framework for Islamic Financial Institution?

a)

Shariah Review

b)

Shariah Audit

c)

Shariah Research

d)

Shariah Risk

10.

If you noticed any non-compliance within your business unit, whom you may report the incident to?

a)

Designated Compliance & Operational Risk Officer (DCORO)

b)

Risk Control Officer (RCO)

c)

Head of Department (HOD)

d)

Whistle-blower Hotline

11.

A staff had wanted to complete his office work at home had emailed a file containing the bank's customer information to his son's email address.


Based on the above, did the staff breach Section 133 (Secrecy) of the FSA?

a)

Yes, the staff has breached Section 133 of FSA

b)

No, the staff did not breach Section 133 of FSA

12.

IFSA provides laws for the licensing and regulation of institutions carrying on the business of all the following except:

a)

Banking

b)

Pawning

c)

Investment banking

d)

Takaful