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PSU

Total questions: 30

Worksheet time: 15mins

Name
Class
Date
1.

Pre-existing diseases will be covered after a waiting period of _____ from policy inception under Group assurance health plan- CANARA.

a)

12 Months

b)

24 Months

c)

36 Months

d)

46 Monts

2.

Medical treatment for an Illness which in the normal course would require care and treatment at a Hospital but is actually taken while confined at home is known as:

a)

In-patient hospitalization

b)

Domicilary Treatment

c)

Daycare Treatment

d)

Restore Benefit

3.

The Restore benefit -CANARA is triggered _________ upon exhaustion of the Basic sum insured under Group assurance health plan.

a)

Only upon customer’s written request

b)

Only on company’s discretion

c)

Automatically

d)

After 3 Months of the discharge from the hospital

4.

In-patient AYUSH benefit can be avail if treatment taken under Ayurveda, Unani, Sidha or Homeopathy hospitals under Group assurance health plan- CANARA.

a)

True

b)

False

5.

Group personal accident is inbuilt under Group assurance health plan-CANARA and cover only primary insured member if it is a family floater plan

a)

True

b)

False

6.

Which of the following Sum Insured option is not available under Easy Health Group Insurance- IOB

a)

100,000

b)

300,000

c)

750,000

d)

1,000,000

7.

Which one of the below given combinations is Not Available under Family Floater policy of Easy Health Group Insurance-IOB

a)

Self + Spouse + 2 Children

b)

Self + Spouse + 3 Children

c)

Self + Spouse + 4 Children

d)

Self + Spouse + 5 Children

8.

The Pre & Post Hospitalization period available under Easy Health Group Insurance IOB is:

a)

60 & 90 days respectively

b)

30 & 60 days respectively

c)

90 & 180 days respectively

d)

60 & 180 days respectively

9.

How many Day Care Procedures does Easy Health Group Insurance cover-IOB

a)

80

b)

121

c)

140

d)

144

10.

The claim under Daily Cash for Shared Accommodation feature is payable if the hospitalization has taken place in:

a)

Network Hospitals Only

b)

Non-network hospital only

c)

Both Network & Non Network hospitals

11.

The maximum amount payable under Annual Health Check-up benefit of Easy Health Group Insurance- IOB for Rs. 7,50,000 & Rs. 10,00,000 sum insured is______________.

a)

Rs 1500

b)

Rs 2000

c)

Rs 3500

d)

Rs 4000

12.

Under Critical Illness cover of Easy Health Group Plan- IOB,the sum insured will be increased by _________ if the insured is diagnosed as suffering from one of the listed critical illnesses during the policy period.

a)

25%

b)

50%

c)

75%

d)

100%

13.

The coverage under Ayush benefit of Easy Health Group Plan-IOB is available up to

a)

Rs 15000

b)

Rs 25000

c)

Rs 50000

d)

Rs 100000

14.

Personal Accident cover under Health Plan- IOB is given on _______________ basis and sum insured available are __________________________________.

a)

Individual; Rs. 2,00,000& Rs. 3,00,000

b)

Family floater; Rs. 2,00,000& Rs. 3,00,000

c)

Family floater; Rs. 3,00,000& Rs.5,00,000

d)

Individual; Rs. 3,00,000& Rs.5,00,000

15.

Under Personal Accident cover, while the coverage for dependents under Individual Plan will be equal to that of primary insured, coverage under Floater Plan will be 50% of the primary insured (IOB).

a)

True

b)

False

16.

Under Organ Donor feature (IOB), Pre as well as Post hospitalization expenses of the donor are payable

a)

True

b)

False

17.

Double Sum Insured for Critical Illness cover (IOB) is available for Rs. 3lac and Rs. 5 lac sum insured options only.

a)

True

b)

False

18.

Under Hospital Daily Cash benefit (IOB), twice the daily cash amount is payable if the insured has been hospitalized in an ICU.

a)

True

b)

False

19.

Family Discount of 10% will be provided only if ______ or more family members are getting covered under the same individual plan of Optima Restore

a)

2

b)

3

c)

4

d)

Family discount not available

20.

Pre-policy checkup under this policy is on_____________________ and ____________ for Accepted application.

a)

Cashless Basis, 100% will be borne by AMHI

b)

Reimbursement basis, 100% will be borne by AMHI

c)

Reimbursement basis, 50% will be borne by AMHI

d)

None of the above

21.

The Pre & Post Hospitalization period available under Optima Restore is:

a)

60 & 90 days respectively

b)

30 & 90 days respectively

c)

90 & 180 days respectively

d)

60 & 180 days respectively

22.

For Optima Restore, tax benefits under Sec 80D are available if the payment of premium is done in any mode other than

a)

Credit Card

b)

Cash

c)

Cash & Credit Card

d)

Credit Card & Demand Draft

23.

How much discount on the combined premiums of 1st & 2nd year is available to a customer who opts for a 2-year plan under Optima Restore?

a)

No discount is available

b)

5%

c)

7.5%

d)

10%

24.

Restored Sum Insured can be used for only future claims made by the Insured Person and not against any claim for an illness/disease (including its complications) for which a claim has been paid in the current policy year

a)

True

b)

False

25.

Under Optima Restore, Health checkup benefit offered for sum insured Rs.15 lakh and above at the end of block of every continuous two policy years irrespective of claim status.

a)

True

b)

False

26.

The Pre & Post Hospitalization period available under Health Wallet are

a)

30 & 60 days respectively

b)

60 & 90 days respectively

c)

60 & 180 days respectively

d)

90 & 180 days respectively

27.

The amount that is carried forward also earns a 6% bonus at the time of renewal under Health Wallet policy is known as____________.

a)

Deductible benefit

b)

Basic benefits

c)

Reserve Benefit

d)

Restore Benefit

28.

How many Day care procedures are listed/covered under Group health plan- Dena bank

a)

120

b)

140

c)

144

d)

182

29.

What is the minimum entry age for child dependent under Group health plan- Dena Bank

a)

91 days

b)

5 years

c)

7 Years

d)

18 Years

30.

Under Accidental death Cover of Group health plan, lump sum payment is made in the event of the Death due to an accident within _______ days from the date of accident

a)

90 days

b)

100 Days

c)

on expiry of the policy

d)

365 days