WorksheetsPSU
Total questions: 30
Worksheet time: 15mins
Pre-existing diseases will be covered after a waiting period of _____ from policy inception under Group assurance health plan- CANARA.
12 Months
24 Months
36 Months
46 Monts
Medical treatment for an Illness which in the normal course would require care and treatment at a Hospital but is actually taken while confined at home is known as:
In-patient hospitalization
Domicilary Treatment
Daycare Treatment
Restore Benefit
The Restore benefit -CANARA is triggered _________ upon exhaustion of the Basic sum insured under Group assurance health plan.
Only upon customer’s written request
Only on company’s discretion
Automatically
After 3 Months of the discharge from the hospital
In-patient AYUSH benefit can be avail if treatment taken under Ayurveda, Unani, Sidha or Homeopathy hospitals under Group assurance health plan- CANARA.
True
False
Group personal accident is inbuilt under Group assurance health plan-CANARA and cover only primary insured member if it is a family floater plan
True
False
Which of the following Sum Insured option is not available under Easy Health Group Insurance- IOB
100,000
300,000
750,000
1,000,000
Which one of the below given combinations is Not Available under Family Floater policy of Easy Health Group Insurance-IOB
Self + Spouse + 2 Children
Self + Spouse + 3 Children
Self + Spouse + 4 Children
Self + Spouse + 5 Children
The Pre & Post Hospitalization period available under Easy Health Group Insurance IOB is:
60 & 90 days respectively
30 & 60 days respectively
90 & 180 days respectively
60 & 180 days respectively
How many Day Care Procedures does Easy Health Group Insurance cover-IOB
80
121
140
144
The claim under Daily Cash for Shared Accommodation feature is payable if the hospitalization has taken place in:
Network Hospitals Only
Non-network hospital only
Both Network & Non Network hospitals
The maximum amount payable under Annual Health Check-up benefit of Easy Health Group Insurance- IOB for Rs. 7,50,000 & Rs. 10,00,000 sum insured is______________.
Rs 1500
Rs 2000
Rs 3500
Rs 4000
Under Critical Illness cover of Easy Health Group Plan- IOB,the sum insured will be increased by _________ if the insured is diagnosed as suffering from one of the listed critical illnesses during the policy period.
25%
50%
75%
100%
The coverage under Ayush benefit of Easy Health Group Plan-IOB is available up to
Rs 15000
Rs 25000
Rs 50000
Rs 100000
Personal Accident cover under Health Plan- IOB is given on _______________ basis and sum insured available are __________________________________.
Individual; Rs. 2,00,000& Rs. 3,00,000
Family floater; Rs. 2,00,000& Rs. 3,00,000
Family floater; Rs. 3,00,000& Rs.5,00,000
Individual; Rs. 3,00,000& Rs.5,00,000
Under Personal Accident cover, while the coverage for dependents under Individual Plan will be equal to that of primary insured, coverage under Floater Plan will be 50% of the primary insured (IOB).
True
False
Under Organ Donor feature (IOB), Pre as well as Post hospitalization expenses of the donor are payable
True
False
Double Sum Insured for Critical Illness cover (IOB) is available for Rs. 3lac and Rs. 5 lac sum insured options only.
True
False
Under Hospital Daily Cash benefit (IOB), twice the daily cash amount is payable if the insured has been hospitalized in an ICU.
True
False
Family Discount of 10% will be provided only if ______ or more family members are getting covered under the same individual plan of Optima Restore
2
3
4
Family discount not available
Pre-policy checkup under this policy is on_____________________ and ____________ for Accepted application.
Cashless Basis, 100% will be borne by AMHI
Reimbursement basis, 100% will be borne by AMHI
Reimbursement basis, 50% will be borne by AMHI
None of the above
The Pre & Post Hospitalization period available under Optima Restore is:
60 & 90 days respectively
30 & 90 days respectively
90 & 180 days respectively
60 & 180 days respectively
For Optima Restore, tax benefits under Sec 80D are available if the payment of premium is done in any mode other than
Credit Card
Cash
Cash & Credit Card
Credit Card & Demand Draft
How much discount on the combined premiums of 1st & 2nd year is available to a customer who opts for a 2-year plan under Optima Restore?
No discount is available
5%
7.5%
10%
Restored Sum Insured can be used for only future claims made by the Insured Person and not against any claim for an illness/disease (including its complications) for which a claim has been paid in the current policy year
True
False
Under Optima Restore, Health checkup benefit offered for sum insured Rs.15 lakh and above at the end of block of every continuous two policy years irrespective of claim status.
True
False
The Pre & Post Hospitalization period available under Health Wallet are
30 & 60 days respectively
60 & 90 days respectively
60 & 180 days respectively
90 & 180 days respectively
The amount that is carried forward also earns a 6% bonus at the time of renewal under Health Wallet policy is known as____________.
Deductible benefit
Basic benefits
Reserve Benefit
Restore Benefit
How many Day care procedures are listed/covered under Group health plan- Dena bank
120
140
144
182
What is the minimum entry age for child dependent under Group health plan- Dena Bank
91 days
5 years
7 Years
18 Years
Under Accidental death Cover of Group health plan, lump sum payment is made in the event of the Death due to an accident within _______ days from the date of accident
90 days
100 Days
on expiry of the policy
365 days
