WorksheetsSaving and Investment pretest
Total questions: 10
Worksheet time: 5mins
Saving and investing are the same thing
True
False
If you want to put money aside to buy a car, you should put it in which of the following:
Savings account
Mutual fund
Stocks
Savings plans are riskier than most investment choices.
True
False
Ways to evaluate savings and investments typically include (select all that apply)
Risk/return
Liquidity
Taxes
Where I live
These show a small unit of ownership in a corporation
Mutual funds
Bonds
Stocks
Certificates of deposit
An advantage of a Certificate of Deposit over a regular savings account would typically include:
Ease of getting to the money
Slightly higher interest rate
Lower taxes
Easier to open the account
Which animal is associated with a rising stock market?
Which of the following would be considered the riskiest? (i.e. chance of losing your money)
Savings accounts
Money market accounts
Treasury bills
Stocks
Which is the best reason to start saving or investing early?
You can benefit from the power of compound interest
You can stop saving later in life
You are not taxed on investments till you retire
You have more disposable income
Which of the following typically can earn the most money over time?
Certificates of Deposit
Mutual funds
Savings bonds
Treasury bonds
