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ID Theft Quiz #2

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What are the long-term negative effects of identity theft?

a)

Inability to access and use your bank account

b)

A poor credit score

c)

You will likely lose your job

2.

A credit freeze

a)

Allows you to restrict access to your credit report

b)

Can only last for 30 days

c)

Is always a free service

d)

Does affect your credit score

3.

At what website can you report an instance of identity theft?

a)

reportmyidentitytheft.com

b)

getbackyouridentity.gov

c)

annualcreditreport.com

d)

identitytheft.gov

4.

Which government agency oversees & provides information on identity theft?

a)

Federal Communications Commission

b)

Department of the Treasury

c)

Federal Trade Commission

d)

None

5.

The 1st thing you should do if you are a victim of identity theft is:

a)

Call the police

b)

File an initial fraud report

c)

File an identity theft report

d)

Contact your bank

6.

Which is NOT one of the three main credit reporting agencies?

a)

Experian

b)

Equifax

c)

Vanguard

d)

Transunion

7.

An extended fraud alert is good for

a)

One year

b)

Five years

c)

Seven years

d)

Ten years

8.

The government authorized site to check your credit report is

a)

Freecreditreport.com

b)

Annualcreditreport.com

c)

Creditreport.gov

d)

Equifax.com

9.

Which is a warning sign that someone is using your information?

a)

You find credit card charges you did not make

b)

You do not have great credit

c)

Debt collectors call about debts that are years old

d)

Debit card transactions are taking a long time to process

10.

True or False: A credit freeze is the same as a fraud alert.

a)

True

b)

False