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WorksheetsHealth Wallet
Total questions: 15
Worksheet time: 15mins
which of the following is not the tag line of health wallet
sehat
suraksha
bachat
swathya
which is not true for health wallet
It helps you cover consultancy & pharma expenses when you are young
it helps you take corrective action towards your lifestyle and stay healthy in middle age
it helps you pay your premium when you are old
none of the above
which of the following is not a component of health wallet
Base cover
Deductible
Tax Benefit
Reserve
which S I options is not available in health wallet
3 lac
5 lacs
7.5 lacs
10 lacs
which reserve option is possible in health wallet
25000
50000
75000
100000
customer wants a 15 lacs Sum assured with 10 lac deductible,the reserve option available is
5000
10000
15000
none of the above
Reserve benefit is available from
first policy year
after first renewal
after second renewal
none of the above
the bonus applicable on the reserve benefit is
6% of the closing reserve value
6% of the closing reserve value plus reserve benefit for new year
6% of Sum Insured
none of the above
Select the true statement
In case of cancellation of health wallet reserve benefit is available for 12 months with 6% bonus
In case of cancellation of health wallet reserve benefit is available for 12 months without 6% bonus
In case of cancellation of health wallet reserve benefit lapses immidiately
In case of cancellation of health wallet reserve benefit can be en cashed without any bill.
restore benefit is restoration of sum insured
if the basic sum insured plus multiplier benefit has been exhausted during the policy year.
if the basic sum insured has been exhausted during the policy year.
if the multiplier benefit has been exhausted during the policy year.
none of the above
The Restore Sum Insured can be used for
only future claims made by the Insured Person
any claim for an illness/disease for which a claim has been paid in the current policy year
in subsequent Policy Year as this gets forwarded to next year
None of the above
An insured person undergoes angioplasty and consumes full SI( individual policy) and multiplier benefit,After 2 months in the same policy year the person undergoes CABG procedure and the restore option is activated
True
False
An insured person undergoes angioplasty and consumes full SI( individual policy) and multiplier benefit,After 2 months in the same policy year the person undergoes treatment for renal problem and the restore option is activated
True
False
An insured person(X) undergoes angioplasty and consumes full SI( Family floaterl policy) and multiplier benefit,After 2 months in the same policy year the person(Y) undergoes CABG and the restore option is activated
True
False
Select the most appropriate option for Multiplier benefit
Multiplier benefit is available for only claim free year
Multiplier benefit is addition of 50% of SI every year & accumulates maximum upto 100% of Sum Insured
Multiplier benefit decreases by 50% of SI in case of claims
All the above
