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Basics of Investing

Total questions: 10

Worksheet time: 10mins

Name
Class
Date
1.

When you buy stock, you are actually buying a piece of the company and becoming part owner

a)

True

b)

False

2.

Federal Government Bonds are essentially considered risk-free

a)

True

b)

False

3.

You may withdraw your money from a CD before all of the time has passed

a)

True

b)

False

4.

Getting a "return" on an investment is always a good thing

a)

True

b)

False

5.

Investing presents a great risk because a strong return is not always guaranteed

a)

True

b)

False

6.

When it comes to buying stocks, the goal is to...

a)

Be patient! Wait for a stock price to double before you invest

b)

Diversify! Buy a lot of high risk stocks

c)

Do your research! Follow all of the advice of the professionals

d)

Buy low! Hold the stock for a time, then sell it for more than you paid

7.

A ____ pools money from many investors for the purpose of investing in stocks, bonds, and other investments

a)

Stock Market

b)

Mutual Fund

c)

Federal Government Bod

d)

Certificate of Deposit (CD)

8.

No matter what anyone tells you… there is no way of knowing with absolute certainty whether buying stock in a company will result in a positive return or a negative return

a)

True

b)

False

9.

Real Estate is an investment because you can... (select all that apply)

a)

Buy land and sell it for more than you paid

b)

Shorten maturity date and increase interest on income tax

c)

Buy a house and sell if for more than you paid

d)

Buy an apartment and rent the space to someone else

e)

Apply for a mortgage and pay an IOU with bonds

10.

With a CD, the _____ promises to pay you a fixed amount of interest for a fixed amount of money during a fixed amount of time

a)

Federal Government

b)

bank

c)

corporation

d)

mutual fund