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Fraud in the Banking World

Total questions: 13

Worksheet time: 7mins

Name
Class
Date
1.

The bank must honor the number written in the box on a check.

a)

True

b)

False

2.

Which is a valid resource for verifying checks?

a)

Image Research

b)

Verify signature on signature card

c)

Call the bank the check is drawn off of

d)

All of the above

3.

If you receive a check with a letter requesting that money be sent back it is a scam.

a)

True

b)

False

4.

Criminals will sometimes dress a certain way to make bankers believe that they work for the company their check is drawn off of.

a)

True

b)

False

5.

All banks will verify funds on a check for you.

a)

True

b)

False

6.

Signature cards are the only way to verify a signature.

a)

True

b)

False

7.

Check altering is not considered fraud.

a)

True

b)

False

8.

A new customer presents a payroll check in the amount of $4,567.83. Should you put a New Account Hold on this deposit?

a)

Yes

b)

No

9.

Besides the signature card, you can verify a signature by:

a)

Calling the bank the check is drawn off of

b)

Checking the Lyons website

c)

Google

d)

Looking at checks previously written on the account

10.

Only business checks can be altered or forged.

a)

True

b)

False

11.

If you believe a check is fraudulent you should give it back to the customer.

a)

True

b)

False

12.

You should always make sure that a customer has funds in their account to cover the check before you cash it.

a)

True

b)

False

13.

You should always search for a non-customer in NuPoint to check if they have charged off accounts.

a)

True

b)

False