In which type of account is your leftover balance forfeited at the end of the year?

Government-sponsored health insurance for those with low income and limited resources:

Government-sponsored health insurance for senior citizens:

This sets a maximum amount that the insured has to pay out of pocket:

This type of insurance supplements basic auto & home insurance:

The price you pay for insurance:

The amount of money you must pay each year toward your medical expenses before your insurance company begins to pay:

Auto insurance that protects against damage to your own vehicle when YOU are at fault in hitting another car:

Which type of risk is covered by homeowners insurance?

The process of identifying your risks and deciding how serious they are:

A network of independent health care providers that band together to provide health care services for a set fee:

Group plan that provides prepaid medical care for its members and emphasizes preventative care:

The likelihood of a risk actually resulting in a loss:

Which is an example of a managed care plan?

This type of insurance is designed to reduce legal battles:

Accepting the consequences of risk:

Stopping the behavior or avoiding the situation that leads to the risk:

Finding ways to lower your chance of incurring a loss:

The balance in this type of account can be rolled over to the next year:

Passing the risk to another party:

This type of coverage pays for medical, hospital and funeral costs of the insured and passengers in the event of an accident:

The person designated to receive the proceeds of a life insurance policy:

Coverage that protects against catastrophic expenses of a serious injury/illness that may cost hundreds of thousands of dollars to treat:

This act requires all US citizens to have health insurance:

Life insurance that remains in effect for a specified period of time:

True or false. Term life insurance builds a cash value.

If you rent an apartment and your visiting guest is injured inside your apartment, who is responsible?

This type of plan allows patients to choose any doctor or other provider for medical services:

This type of insurance provides income to replace a portion of normal earnings when the insured is unable to work due to a non-work-related injury or illness:

This protects renters from personal property or liability risks:

This protects against damage caused by a motorist who is at fault and does not have insurance to pay your damages:

This should be created to be prepared to file a homeowner's insurance claim:

Every state has this, which helps people with poor driving records who are unable to obtain insurance:

True or false. Your age plays a role in how much your auto insurance costs.