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PRS Quiz for MTC 2019

Total questions: 16

Worksheet time: 8mins

Name
Class
Date
1.

Only Malaysian can open PRS account.

a)

TRUE

b)

FALSE

2.

Which one below is the possible solution to increase retirement savings?

a)

Develop a voluntary retirement scheme

b)

Reduce the mandatory contribution (EPF)

c)

Reduce the minimum wage

3.

Who is the PRS Administrator?

a)

Securities Commission (SC)

b)

Private Pension Administrator (PPA)

c)

Principal Malaysia

d)

CWA

4.

PRS Members will be given a lifetime PPA account upon PRS sign up.

a)

TRUE

b)

FALSE

5.

Members who have contributed to the PRS for the first time are given Cooling-off right for how long?

a)

not less than 6 business days

b)

not less than 16 business days

c)

not less than 10 business days

6.

Eligible age to open PRS account is?

a)

18 years old and above

b)

21 years old and above

7.

PRS has no fixed amounts nor fixed intervals for making the contributions.

a)

TRUE

b)

FALSE

8.

How much is the Tax Relief for PRS investment?

a)

Up to RM 6,000 per annum

b)

Up to RM 3,000 per annum

c)

Up to RM 7,000 per annum

9.

Members are allowed to withdraw from Sub-acc A before 55 years old.

a)

TRUE

b)

FALSE

10.

Which action is NOT taken if PRS Consultant have breached Code of Conduct?

a)

Reprimand

b)

Fine

c)

Jail

11.

How much is the Sales Charge for PRS Plus funds under Class A?

a)

3%

b)

1.5%

c)

1.8%

d)

0%

12.

How much is the PPA annual transaction fee?

(which is not to be imposed if there is no transaction in PRS account for the year)

a)

RM10

b)

RM80

c)

RM8

d)

RM18

13.

Which fund has the lowest risk?

a)

Equity Fund

b)

Balance Fund

c)

Bond Fund

14.

CIMB-Principal PRS Plus Asia Pacific Ex-Japan fund invests into which fund?

a)

Total Return Bond Fund 10

b)

CIMB-Principal Global Titan Fund

c)

CIMB-Principal Asia Pacific Dynamic Income Fund

d)

CIMB Islamic DALI Equity Fund

15.

How much is the charge for Nomination?

a)

RM25

b)

RM10

c)

Free of Charge

16.

How much the the Personal Sales Commission for PRS Plus funds under Class A?

a)

3%

b)

1.5%

c)

1.8%

d)

0%