WorksheetsFinal Assessment
Total questions: 22
Worksheet time: 11mins
Name
Class
Date
1.
What is the cover ceasing age under OR plan?
a)
65 Years
b)
70 Years
c)
75 Years
d)
Lifelong renewals
2.
The Pre & Post Hospitalization period available under OR are:
a)
30 & 60 days respectively
b)
30 & 90 days respectively
c)
60 & 180 days respectively
d)
90 & 180 days respectively
3.
What is the maximum sum insured available under OR policy?
a)
10 Lac
b)
15 Lac
c)
50 Lac
d)
100 Lac
4.
Under Multiplier benefit of OR, a Bonus of ______ of the basic sum insured is provided for every claim free year accumulating up to a maximum of _______ of the same.
a)
10%, 50%
b)
20%, 50%
c)
20%, 100%
d)
50%, 100%
5.
What are the SI available under critical illness rider of OR for abroad planned treatment?
a)
$250,000 & $500,000
b)
$500,000 & $1000,000
c)
$100,000 & $2000,000
d)
$250,000 & $1000,000
6.
For Optima Restore, tax benefits under Sec 80D are available if the payment of premium is done in any mode other than:
a)
Credit Card
b)
Cash
c)
Online
d)
Demand Draft
7.
How much discount on the combined premiums of 1st & 2nd year is available to a customer who opts for a 2-year plan under Optima Restore?
a)
0.05
b)
0.1
c)
0.075
d)
0.2
8.
Restore will trigger the moment the first claim accepted under the policy
a)
true
b)
false
9.
1. Where would you go incase you have fever caused by mosquito bite?
a)
Hospital
b)
Office
c)
Gym
d)
None of the above
10.
It is often said that precaution is better than cure. According to you what is health insurance?
a)
Precaution
b)
Cure
c)
Both precatution and cure
d)
None of the above
11.
What gets restored in sickness?
a)
Your energy
b)
Optima Restore
c)
Bank balance
d)
Your Refrigerator
12.
What is the maximum sum insured under Health Wallet that can be offered ?
a)
25 lakh
b)
15 lakh
c)
50 Lakh
d)
10 Lakh
13.
How many times is the restoration of sum insured benefit applicable?
a)
Maximum twice in a policy year
b)
Once in two continuous policy years
c)
Only once in a policy year
d)
Any number of times in a policy year
14.
Under multiplier benefit, what %age of bonus is applicable if there is no claim in a policy year?
a)
10%
b)
50%
c)
20%
d)
25%
15.
Sangita, a Health Wallet policy holder, is eligible to get benefit of coverage for her Pre existing disease after _______ from policy inception.
a)
12 months
b)
24 months
c)
36 months
d)
48 months
16.
Which of the following reserve benefit is not available in Health Wallet policy?
a)
10000
b)
20000
c)
25000
d)
30000
17.
Pre & post hospitalization period applicable under Health Wallet are:
a)
30 Days & 60 Days
b)
60 Days & 180 Days
c)
60 Days & 90 Days
d)
30 Days & 90 Days
18.
Vishnu wants to cover his wife, 2 kids and parents under family floater option of Health Wallet. Is this allowed?
a)
Yes
b)
No
19.
Who will pay the pre-policy checkup expenses for accepted applications.
a)
50% will be paid by Apollo Munich
b)
100% will be paid by Apollo Munich
c)
75% will be paid by Apollo Munich
d)
None of the Above
20.
Ram wants to take an individual policy for his 3 yr old kid. Can he do that? He already has a medicalim policy for himself and wife?
a)
Yes, He can take individual Policy
b)
No, He cannot take individual Policy
21.
Sanjay bought Health Wallet policy in May-2018. If his first claim comes in June-2020 then in the subsequent policy year his multiplier bonus will be decreased by __________________.
a)
20% of basic sum insured
b)
20% of the sum of basic sum insured and the multiplier bonus amount
c)
50% of the existing multiplier bonus amount
d)
50% of the basic sum insured
22.
Under which section is tax benefir allowed in Easy Health
a)
Sec 80CCC
b)
Sec 80C
c)
Sec 80D
d)
Sec 10(10D)
100 %
