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ThinkTank | EZ Like Wednesday Morning Ep. 3

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

How does a member withdrawal their Oops! Pay funds inside a branch?

a)

Sign the signature pad

b)

Write a check

c)

Transfer the funds to a different account

d)

Ask politely

2.

How does the member need to write the check to receive their Oops! Pay funds? (Select all that may apply)

a)

To him or herself

b)

Alabama Credit Union

c)

Cash

d)

They don't need a check

3.

What is the timeline for stop payments for cashier's checks?

a)

180 Days

b)

6 months

c)

90 days

d)

5 business days

4.

With the new Reg CC updates, who is liable for the funds of a fraudulent check?

a)

The institution the check was drawn from

b)

The MSR that accepts the check

c)

The institution that accepts the check

5.

How much did the Reg E violation cost USAA?

a)

1 billion dollars

b)

300 dollars

c)

15 million dollars

d)

40 dollars

6.

Is it ok to keep records for longer than the retention schedule allows?

a)

Yes, you can never hang on to something for too long.

b)

No, if we keep items for longer than the retention schedule says, we are setting a precedent for our auditors to expect records longer than required.

7.

A written stop payment is good for ________.

a)

6 months

b)

3 months

c)

3 years

d)

1 year

8.

According to Reg E, the member must contact the merchant prior to initiating a stop pay.

a)

True

b)

False

9.

The special CD talked about in the video was ________.

a)

A fist bump for every member that opens a new CD

b)

A 60 month bump up

c)

A free t-shirt

d)

Oprah gives everyone a new car

10.

In the video, Brady mentions that he pictures Money Markets as what?

a)

Books at the library

b)

Synchronized Swimming

c)

Magic Tricks

d)

Piles of money stolen by The Joker