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Budgeting 101

Total questions: 20

Worksheet time: 17mins

Name
Class
Date
1.

Any money you receive such as an allowance or paycheck

a)

Income

b)

Fixed Expense

c)

Opportunity Cost

d)

Emergency Fund

2.

A predictable amount of money spent to buy something or do something that is the exact same amount every time

a)

Variable Expense

b)

Income

c)

Emergency Fund

d)

Fixed Expense

3.

Setting aside money to have on hand for unexpected expenses and events

a)

Income

b)

Emergency Fund

c)

Variable Expense

d)

Cash Flow

4.

Detailed plan of how you are going to use your money to pay for things you want and need.

a)

Budget

b)

Income

c)

Periodic Expenses

d)

Cash Flow

5.

Payment that costs a different amount each time

a)

Fixed Expense

b)

Periodic Expense

c)

Variable Expense

d)

Income

6.

Payments that arise periodically throughout the year less than once a month

a)

Variable Expesne

b)

Fixed Expense

c)

Periodic Expense

d)

Income

7.

What you spend money on

a)

Income

b)

Expense

c)

Emergency Fund

d)

Cash Flow

8.

How many days in a week?

a)

7

b)

10

c)

5

d)

4

9.

How many months in a year?

a)

10

b)

15

c)

12

d)

9

10.

How many days in a month on average?

a)

30

b)

28

c)

25

d)

35

11.

How many days in a year?

a)

365

b)

400

c)

250

d)

300

12.

How many weeks in a year?

a)

52

b)

24

c)

35

d)

40

13.

How many weeks in a month on average?

a)

5

b)

4

c)

2

d)

3

14.

If you make $500 a month and put 25% of your income into savings, how much do you put into savings each month?

a)

$125

b)

$250

c)

$400

d)

$300

15.

If you make $500 a month and spend 20% of your income on groceries, how much money do you spend?

a)

$100

b)

$50

c)

$75

d)

$80

16.

If you make $500 a month and spend $50 on going out to eat each month, what percentage of your income do you spend on eating out?

a)

5%

b)

10%

c)

15%

d)

20%

17.

If you get paid $10 an hour and work thirty hours in one week, what will you be paid?

a)

$500

b)

$300

c)

$150

d)

$200

18.

True or False: You should set aside money for emergencies?

a)

True

b)

False

19.

True or False: You should spend all of your money every month and not save anything.

a)

True

b)

False

20.

True or False: Budgeting is extra work that does not benefit you and makes no difference in your life.

a)

True

b)

False