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W!SE Review - Payment Types

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

A __________________ is the amount of money that you can charge to a credit card. If you exceed this amount, your purchase may not go through and your card may be declined.

a)

Credit Limit

b)

Finance Charges

c)

Balance Transfer

d)

Rewards

2.

Jared wanted to save money on interest charges for his credit card so he moved the existing balance on it to a new card with a lower interest rate. This is called:

a)

Credit Limit

b)

Balance Transfer

c)

Finance Charges

d)

Rewards

3.

This is a benefit given to credit card customers that encourages them to sign up for a card and to use it frequently to pay for things.

a)

Finance Charge

b)

Late Fees

c)

Rewards Points

d)

Cash Out

4.

Visa, American Express and Master Card are examples of a Closed Loop Credit Card System.

a)

True

b)

False

5.

Bank checks, cashier's checks and money orders are basically as good as having cash because they are not a form of credit.

a)

True

b)

False

6.

At an automated teller machine (ATM), bank customers are able to insert a plastic card and perform all of the following except:

a)

make cash withdrawals

b)

communicate with bank staff

c)

transfer funds

d)

make deposits

7.

In order to make purchases, you enter your PIN number for credit transactions and sign your name for debit transactions after swiping your card.

a)

True

b)

False

8.

Which of the following are examples of a Pre-Paid Card/Cash Card?

a)

AMEX

b)

Wawa

c)

Macy's

d)

Visa

e)

Chick-Fil-A

9.

Which of the following is NOT a part of a check?

a)

Routing number

b)

Signature Line

c)

Balance

d)

Written Amount

10.

In order to use a Blank Endorsement to cash your check, you must write "For Deposit Only" on the back when signing it.

a)

True

b)

False