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HOD quiz

Total questions: 30

Worksheet time: 15mins

Name
Class
Date
1.

[Actuarial-Financial] Surplus arising forms the Net Profit After Tax (NPAT) of the following funds EXCEPT:

a)

Participating

b)

Non-Participating

c)

Investment Linked Non-Unit

2.

[Pricing] Which of the following is NOT the primary function of pricing team?

a)

Ensure profitability of the products

b)

To achieve operational efficiency of the customer on-boarding journey

c)

To help the company deliver required return to

the shareholders

d)

Ensure product competitiveness

3.

[Strat. Plan] What is the Company TWNS (Sales) growth for 2019?

a)

15.5%

b)

16.5%

c)

18.5%

d)

20.5%

4.

[IFRS 17] Which accounting standard would be replaced by IFRS 17?

a)

IFRS 4

b)

IFRS 9

c)

IFRS 15

5.

[Actuarial-Financial] ABC Company is currently having a mismatch portfolio where the duration for its liability is longer than the duration for its fixed income assets. The following is the scenario that will happen if the interest rate increase EXCEPT:

a)

Liability reduce

b)

Fixed income asset market value reduce

c)

Surplus of the company increase

d)

Surplus of the company decrease

6.

[Pricing] How many people are there in the pricing team?

a)

13

b)

14

c)

17

d)

9

7.

[IFRS 17] When is the effective date of IFRS 17?

a)

1 January 2020

b)

1 January 2021

c)

1 January 2022

8.

[Property] How many properties GELM has?

a)

12

b)

21

c)

27

d)

32

9.

[Finance] What is the tax rate imposed on taxable income generated by Malaysian Life Fund?

a)

8%

b)

24%

c)

6%

10.

[BIA] Below which are NOT business intelligence tools?

a)

Qlikview

b)

Tableau

c)

Teradata

11.

[Strat. Plan] How many agents GELM have as at end of 2018?

a)

19,921

b)

19,683

c)

19,222

d)

19,111

12.

[Reinsurance] Why should insurers purchase reinsurance?

a)

to stabilize underwriting result

b)

to protect against catastrophic losses

c)

to expand underwriting capacity

d)

all of the above

13.

[Pricing] How many sub-teams are there in the pricing team?

a)

2

b)

3

c)

4

d)

5

14.

[Finance] Who is responsible for reviewing every material RPT and recommending to Board for approval?

a)

Chief Internal Auditor

b)

Board Risk Management Committee

c)

Head of Department

15.

[Actuarial-Financial] The following items are part of Total Capital Required (TCR) under the RBC Framework EXCEPT:

a)

Market Risk Capital Charge

b)

Credit Risk Capital Charge

c)

Liability Risk Capital Charge

d)

Product Risk Capital Charge

16.

[Reinsurance] Which of the following meet GELM’s reinsurer selection criteria?

i. Reinsurer H is rated BBB+ by Standard & Poor’s

ii. Reinsurer A is rated A3 by Moody’s

iii. Reinsurer L is rated A- by Standard & Poor’s

iv. Reinsurer O is rated BBB+ by Fitch

a)

I & III only

b)

I & IV only

c)

II & III only

d)

III only

17.

[Finance] The following are subject to Income Tax under Section 60 of Income Tax Act EXCEPT:

a)

Investment Income

b)

Actuarial surplus transferred from Life Fund to Shareholders Fund

c)

Premium collected from policyholder

18.

[Pricing] For any product that we have in GELM, we are required to hold some capital commensurate with the risk that we are taking. In product pricing, what is the capital requirement ratio that we use in our profit projection?

a)

5.25%

b)

160%

c)

200%

d)

130%

19.

[Reinsurance] Reinsurance is best described as

a)

A transfer of claim-payment responsibilities from a primary insurer to a reinsurer

b)

An agreement between a primary insurer and a ceding company

c)

An agreement by a reinsurer to indemnify a primary insurer for losses

d)

A transfer of a primary insurer’s retention to a reinsurer

20.

[Property] What is name of the latest building that we have taken-over?

a)

Equatorial Plaza

b)

Menara Jcorp

c)

Capital Tower

21.

[BIA] Which of the following are NOT source systems of GELM

a)

FPMS

b)

DCMS

c)

G400

d)

E-connect

22.

[BIA] This is the practice of dividing a customer base into groups of individuals that are similar in specific ways relevant to marketing, such as age, gender, interests, spending habits, and so on.

a)

Customer service chart

b)

Customer life cycle

c)

Customer segmentation

23.

[Reinsurance] Which of the following statements about reinsurance is TRUE?

a)

A reinsurer may not purchase reinsurance.

b)

The reinsurer is responsible for providing claims services to the insured after a loss occurs

c)

The amount of insurance transferred to a reinsurer is called the net retention.

d)

The insurer transferring business to a reinsurer is called the ceding company.

24.

[Strat. Plan] What is the biggest agency contest?

a)

Watch Me Win

b)

Master Summit

c)

Great Supreme Producer

d)

Supremacy Summit

25.

[Property] Was our Penang branch developed by ourselves or bought completed from a developer?

a)

Self-developed

b)

Bought completed

26.

[IFRS 17] How IFRS 17 affects the operations of an insurance company?

a)

No impact since not relevant to insurance company

b)

Affects the underwriting of insurance products

c)

Affects the financial reporting of insurance products

d)

Affects the valuation of assets held by insurance companies

27.

[Finance] Transactions or contracts are considered as Material Related Party Transactions if the amount is the lower of ___ or 1% of insurance fund surplus determined at the end of preceding financial year.

a)

RM 25,000

b)

RM 250,000

c)

RM 2,500,000

28.

[BIA] Which of the following are LEAST likely to be practical use cases of predictive modelling?

a)

Fraud detection

b)

Cross-selling or upselling campaigns

c)

Bank account reconciliation

29.

[Strat. Plan] What is the top selling banca product in 2018?

a)

Cash Plus

b)

MaxEmpower

c)

MaxYield

d)

MaxMultiplier

30.

[Actuarial-Financial] The following items are components of the Non-Participating fund Operating Profit After Tax (OPAT) EXCEPT:

a)

Interest Income from Bond

b)

Dividend from Equity

c)

Realised Gain/Loss from Bond

d)

Unrealised Gain/Loss from Bond