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Worksheets

Credit and Loans

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

When can you start building your credit?

a)

18

b)

21

c)

16

d)

As soon as you're born

2.

What is a type of credit?

a)

Installment

b)

Mortgage

c)

All answers

d)

Revolving

3.

What is the sum of money loaned or invested on which interest is paid?

a)

Credit

b)

Loan

c)

Deposit

d)

Principal

4.

Which is not part of the "5 C's of Credit"

a)

Character

b)

Calculation

c)

Capacity

d)

Capital

5.

Is 850 a good credit score?

a)

Yes

b)

No

6.

What is the “finance charge” for the privilege of borrowing money, typically expressed in annual percentage rate?

a)

Loan

b)

Fee

c)

Interest

d)

Mortgage

7.

Which of these does a credit score not include?

a)

Previous payment behavior

b)

Medical history

c)

Amount and types of debt you owe

d)

Inquires

8.

Where can you not get credit?

a)

ER

b)

Car dealers

c)

Pawn shops

d)

Oil companies

9.

What do revolving loans not do?

a)

Pay back and credit limit available again

b)

Charge up to the max credit limit

c)

Establish max credit limit

d)

Establish minimum credit limit

10.

What makes up the highest precentage of a credit store?

a)

Debt

b)

Payment history

c)

Length of history

d)

New credit

11.

Credit cards are free money

a)

True

b)

False

12.

Having a loan or credit card is not a bad thing

a)

False

b)

True

13.

What is a credit score?

a)

Amount of debt you owe

b)

Free money

c)

Mathematical formula that analyzes your creditworthiness

d)

Amount of money on your credit cards

14.

What credit score is the banking industry standard

a)

620 and above

b)

850 and above

c)

300 and below

d)

0

15.

Is checking your credit score free?

a)

yes

b)

no