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Worksheets

Budgeting

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What is a need?

a)

Bottle of Soda

b)

Dr. Appointment

c)

Netflix

d)

Concert tickets

2.

What is a want?

a)

Gas

b)

Bus ticket

c)

Taylor Swift Ticket

d)

Phone bill

3.

What is the 50/30/20 rule

a)

50 dollars for me, 30 dollars for you, 20 dollars for paying bills.

b)

50% on expenses, 30% on wants, 20% on savings

c)

save 50% for amusement, 30% for food, 20% for ice cream

d)

save 50% when you spend $20 on the 30th of the month.

4.

What is the fund for unexpected expenses.

a)

budget

b)

saving for goal

c)

30% of budget

d)

emergency fund

5.

Keeping your budget will keep you ____________ for your goals.

a)

on track

b)

distracted from

c)

annoyed about thinking

d)

off track

6.

how much should you put away for savings?

a)

2000 dollars

b)

50%

c)

none

d)

10 -20%

7.

what is the 20/4/10 rule for buying a car?

a)

look at 4 car dealerships for 20 minutes of research and use 10% of your money for a down payment.

b)

Look at 20 cars, at 4 dealerships, save 10 percent on the car.

c)

20 minutes to negotiate 4% down payment and 10 payments.

d)

20% down payment, contract of no longer than 4 years and 10% of your budget to make your payments

8.

What part of your budget goes for wants and optional items?

a)

the biggest part

b)

10%

c)

30%

d)

50%

9.

You go to Starbucks and buy two double mochas for you and a friend. The bill comes to $7.53. How much change do you get back from a $10 bill?

a)

$2.49

b)

247 cents

c)

$3.43

d)

$ 2.47

10.

Savings accounts are really great for

a)

Long term goals or emergencies

b)

Wants

c)

Immediate needs

d)

Current bills